/* ============================================================
   FINSATHI — site.css
   Primary   : #1a3c6e  (deep navy)
   Accent    : #f97316  (orange)
   Background: #f8fafc
   ============================================================ */

/* ── Variables ─────────────────────────────────────────────── */
:root {
    --fs-primary:     #1a3c6e;
    --fs-primary-dk:  #122d54;
    --fs-primary-lt:  #2a5298;
    --fs-accent:      #f97316;
    --fs-accent-dk:   #ea6504;
    --fs-green:       #16a34a;
    --fs-purple:      #7c3aed;
    --fs-bg:          #f8fafc;
    --fs-bg-dark:     #0f1e38;
    --fs-border:      #e2e8f0;
    --fs-text:        #1e293b;
    --fs-muted:       #64748b;
    --fs-white:       #ffffff;
    --fs-radius:      12px;
    --fs-radius-lg:   18px;
    --fs-shadow:      0 4px 24px rgba(26,60,110,0.10);
    --fs-shadow-lg:   0 12px 40px rgba(26,60,110,0.18);
    --font:           'Inter', system-ui, -apple-system, sans-serif;
}

/* ── Reset / Base ───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }

html {
    font-size: 16px;
    scroll-behavior: smooth;
}

body {
    font-family: var(--font);
    color: var(--fs-text);
    background: var(--fs-white);
    margin: 0;
    -webkit-font-smoothing: antialiased;
}

/* ── Header / Navbar ────────────────────────────────────────── */
.fs-header {
    position: sticky;
    top: 0;
    z-index: 1000;
}

.fs-navbar {
    background: var(--fs-white);
    border-bottom: 1px solid var(--fs-border);
    box-shadow: 0 2px 16px rgba(26,60,110,0.08);
    padding: 12px 0;
}

.fs-brand {
    font-size: 1.45rem;
    font-weight: 800;
    color: var(--fs-primary) !important;
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 8px;
    letter-spacing: -0.5px;
}

.fs-brand-icon {
    color: var(--fs-accent);
    font-size: 1.3rem;
    line-height: 1;
}

.fs-brand-accent { color: var(--fs-accent); }

.fs-nav-link {
    color: var(--fs-text) !important;
    font-weight: 500;
    font-size: 0.9rem;
    padding: 6px 12px !important;
    border-radius: 6px;
    transition: background 0.18s, color 0.18s;
}
.fs-nav-link:hover,
.fs-nav-link:focus {
    background: var(--fs-bg);
    color: var(--fs-primary) !important;
}

/* Dropdown */
.fs-dropdown {
    border: 1px solid var(--fs-border);
    border-radius: var(--fs-radius);
    box-shadow: var(--fs-shadow-lg);
    padding: 8px;
    min-width: 220px;
}
.fs-dropdown .dropdown-item {
    border-radius: 8px;
    font-size: 0.88rem;
    font-weight: 500;
    padding: 8px 12px;
    color: var(--fs-text);
    transition: background 0.15s;
}
.fs-dropdown .dropdown-item:hover {
    background: var(--fs-bg);
    color: var(--fs-primary);
}
/* ── 2-group Partner dropdown ─────────────────────────────── */
.fs-drop-group {
    display: flex !important;
    align-items: center; gap: .7rem;
    padding: .7rem .8rem !important;
    border-radius: 10px !important;
    transition: background .15s;
    text-decoration: none;
}
.fs-drop-group:hover { background: var(--fs-bg) !important; }
.fs-drop-group-icon {
    width: 40px; height: 40px; border-radius: 11px; flex-shrink: 0;
    display: flex; align-items: center; justify-content: center; font-size: 1rem;
}
.fs-drop-group-body { flex: 1; min-width: 0; }
.fs-drop-group-body strong { font-size: .87rem; color: var(--fs-primary); display: block; line-height: 1.2; }
.fs-drop-group-roles { font-size: .71rem; color: #475569; display: block; margin: .18rem 0 .12rem; }
.fs-drop-group-body small { font-size: .71rem; color: #94a3b8; display: block; }
.fs-drop-group-chevron { font-size: .7rem; color: #cbd5e1; flex-shrink: 0; }

/* Navbar buttons */
.fs-btn-ghost {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--fs-primary);
    border: 1.5px solid var(--fs-primary);
    border-radius: 8px;
    padding: 8px 18px;
    text-decoration: none;
    transition: background 0.18s, color 0.18s;
    white-space: nowrap;
}
.fs-btn-ghost:hover {
    background: var(--fs-primary);
    color: var(--fs-white);
}

.fs-btn-primary {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--fs-white);
    background: var(--fs-accent);
    border-radius: 8px;
    padding: 8px 18px;
    text-decoration: none;
    transition: background 0.18s, transform 0.15s;
    white-space: nowrap;
}
.fs-btn-primary:hover {
    background: var(--fs-accent-dk);
    color: var(--fs-white);
    transform: translateY(-1px);
}

.fs-btn-outline {
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--fs-primary);
    background: transparent;
    border: 1.5px solid var(--fs-primary);
    border-radius: 8px;
    padding: 7px 17px;
    text-decoration: none;
    transition: background 0.18s, color 0.18s, transform 0.15s;
    white-space: nowrap;
}
.fs-btn-outline:hover {
    background: var(--fs-primary);
    color: #fff;
    transform: translateY(-1px);
}

.fs-toggler {
    border: none;
    color: var(--fs-primary);
    font-size: 1.4rem;
    padding: 4px 8px;
    background: none;
}

/* ── Hero ───────────────────────────────────────────────────── */
.fs-hero {
    background: linear-gradient(135deg, var(--fs-primary-dk) 0%, var(--fs-primary) 50%, #1e4f9e 100%);
    position: relative;
    overflow: hidden;
    padding: 30px 0 60px;
}

.fs-hero-bg-pattern {
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle at 20% 20%, rgba(249,115,22,0.12) 0%, transparent 50%),
        radial-gradient(circle at 80% 80%, rgba(255,255,255,0.04) 0%, transparent 50%),
        repeating-linear-gradient(
            45deg,
            transparent,
            transparent 40px,
            rgba(255,255,255,0.015) 40px,
            rgba(255,255,255,0.015) 41px
        );
    pointer-events: none;
}

.min-vh-hero { min-height: 82vh; }

.fs-hero-badge {
    display: inline-flex;
    align-items: center;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    color: rgba(255,255,255,0.85);
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.04em;
    padding: 6px 14px;
    border-radius: 20px;
}

.fs-hero-title {
    font-size: clamp(2rem, 4.5vw, 3.2rem);
    font-weight: 800;
    color: var(--fs-white);
    line-height: 1.15;
    margin: 16px 0 20px;
    letter-spacing: -0.5px;
}

.fs-text-accent { color: var(--fs-accent); }

.fs-hero-sub {
    color: rgba(255,255,255,0.7);
    font-size: 1rem;
    line-height: 1.75;
    max-width: 500px;
}

.fs-hero-trust {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    color: rgba(255,255,255,0.5);
    font-size: 0.8rem;
}
.fs-hero-trust i { color: var(--fs-accent); }

/* CTA buttons */
.fs-btn-cta-primary {
    display: inline-flex;
    align-items: center;
    background: var(--fs-accent);
    color: var(--fs-white);
    font-weight: 700;
    font-size: 0.95rem;
    padding: 13px 28px;
    border-radius: 9px;
    text-decoration: none;
    box-shadow: 0 4px 20px rgba(249,115,22,0.4);
    transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
}
.fs-btn-cta-primary:hover {
    background: var(--fs-accent-dk);
    color: var(--fs-white);
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(249,115,22,0.5);
}
.fs-btn-cta-primary.fs-btn-lg { padding: 15px 36px; font-size: 1rem; }

.fs-btn-cta-outline {
    display: inline-flex;
    align-items: center;
    background: transparent;
    color: rgba(255,255,255,0.85);
    font-weight: 600;
    font-size: 0.95rem;
    padding: 12px 26px;
    border-radius: 9px;
    border: 2px solid rgba(255,255,255,0.3);
    text-decoration: none;
    transition: border-color 0.2s, color 0.2s, background 0.2s;
}
.fs-btn-cta-outline:hover {
    border-color: rgba(255,255,255,0.7);
    color: var(--fs-white);
    background: rgba(255,255,255,0.06);
}
.fs-btn-cta-outline.fs-btn-lg { padding: 14px 34px; font-size: 1rem; }

.fs-btn-cta-outline-light {
    display: inline-flex;
    align-items: center;
    background: transparent;
    color: var(--fs-white);
    font-weight: 600;
    font-size: 0.95rem;
    padding: 12px 26px;
    border-radius: 9px;
    border: 2px solid rgba(255,255,255,0.4);
    text-decoration: none;
    transition: background 0.2s, border-color 0.2s;
}
.fs-btn-cta-outline-light:hover {
    background: rgba(255,255,255,0.1);
    border-color: rgba(255,255,255,0.7);
    color: var(--fs-white);
}
.fs-btn-cta-outline-light.fs-btn-lg { padding: 14px 34px; font-size: 1rem; }

/* Hero card cluster */
.fs-hero-cards {
    position: relative;
    display: flex;
    justify-content: center;
    align-items: center;
    min-height: 340px;
    padding: 20px;
}

.fs-hero-card {
    background: rgba(255,255,255,0.07);
    backdrop-filter: blur(16px);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--fs-radius-lg);
    color: var(--fs-white);
}

.fs-hero-card-main {
    padding: 28px;
    width: 100%;
    max-width: 360px;
    position: relative;
    z-index: 2;
}

.fs-hero-card-mini {
    position: absolute;
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 14px 18px;
    z-index: 3;
}

.fs-mini-top    { top: 0; right: 0; }
.fs-mini-bottom { bottom: 0; left: 0; }

.fs-mini-icon { font-size: 1.4rem; color: var(--fs-accent); }
.fs-mini-val  { font-size: 1.1rem; font-weight: 800; line-height: 1; }
.fs-mini-lbl  { font-size: 0.72rem; color: rgba(255,255,255,0.55); margin-top: 2px; }

.fs-card-eyebrow {
    font-size: 0.72rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: rgba(255,255,255,0.55);
    margin-bottom: 4px;
}
.fs-card-bignum {
    font-size: 2rem;
    font-weight: 800;
    line-height: 1;
}

.fs-live-badge {
    display: inline-flex;
    align-items: center;
    gap: 5px;
    background: rgba(249,115,22,0.2);
    border: 1px solid rgba(249,115,22,0.4);
    color: var(--fs-accent);
    font-size: 0.65rem;
    font-weight: 700;
    padding: 3px 9px;
    border-radius: 4px;
    letter-spacing: 0.1em;
}
.fs-live-dot {
    width: 6px; height: 6px;
    border-radius: 50%;
    background: var(--fs-accent);
    animation: pulse-live 1.8s infinite;
}
@keyframes pulse-live {
    0%, 100% { opacity: 1; transform: scale(1); }
    50%       { opacity: 0.4; transform: scale(0.7); }
}

.fs-progress-label {
    display: flex;
    font-size: 0.75rem;
    color: rgba(255,255,255,0.55);
}

.fs-progress-bar {
    height: 5px;
    background: rgba(255,255,255,0.12);
    border-radius: 10px;
    overflow: hidden;
}
.fs-progress-bar .progress-bar {
    background: linear-gradient(90deg, var(--fs-accent), #fb923c);
    border-radius: 10px;
}

.fs-card-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
}
.fs-tag {
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.15);
    color: rgba(255,255,255,0.75);
    font-size: 0.72rem;
    font-weight: 600;
    padding: 3px 10px;
    border-radius: 6px;
}

/* ── Stats Bar ──────────────────────────────────────────────── */
.fs-stats-bar {
    background: var(--fs-primary);
    padding: 0;
}

.fs-stat-item {
    padding: 28px 20px;
    text-align: center;
    border-right: 1px solid rgba(255,255,255,0.1);
    position: relative;
}
.fs-stat-item:last-child { border-right: none; }

.fs-stat-num {
    font-size: clamp(1.4rem, 2.5vw, 1.9rem);
    font-weight: 800;
    color: var(--fs-white);
    line-height: 1;
}
.fs-stat-lbl {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.55);
    margin-top: 5px;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}

/* ── Sections ───────────────────────────────────────────────── */
.fs-section       { padding: 90px 0; }
.fs-section-light { background: var(--fs-bg); }
.fs-section-dark  { background: var(--fs-bg-dark); }

.fs-section-badge {
    display: inline-block;
    background: rgba(249,115,22,0.12);
    color: var(--fs-accent);
    border: 1px solid rgba(249,115,22,0.25);
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    padding: 5px 14px;
    border-radius: 20px;
    margin-bottom: 14px;
}
.fs-badge-light {
    background: rgba(255,255,255,0.1);
    border-color: rgba(255,255,255,0.2);
    color: rgba(255,255,255,0.8);
}

.fs-section-title {
    font-size: clamp(1.7rem, 3vw, 2.4rem);
    font-weight: 800;
    color: var(--fs-primary);
    line-height: 1.2;
    letter-spacing: -0.3px;
    margin-bottom: 12px;
}
.fs-section-sub {
    font-size: 1rem;
    color: var(--fs-muted);
    max-width: 540px;
    margin: 0 auto;
    line-height: 1.7;
}

/* ── Product Cards ──────────────────────────────────────────── */
.fs-product-card {
    background: var(--fs-white);
    border: 1px solid var(--fs-border);
    border-radius: var(--fs-radius-lg);
    padding: 28px 24px;
    height: 100%;
    position: relative;
    transition: transform 0.22s, box-shadow 0.22s, border-color 0.22s;
}
.fs-product-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--fs-shadow-lg);
    border-color: rgba(26,60,110,0.15);
}

.fs-product-card-featured {
    border-color: var(--fs-accent);
    box-shadow: 0 0 0 1px var(--fs-accent), var(--fs-shadow);
}
.fs-product-card-featured:hover {
    box-shadow: 0 0 0 1px var(--fs-accent), var(--fs-shadow-lg);
}

.fs-product-featured-badge {
    position: absolute;
    top: -12px;
    left: 24px;
    background: var(--fs-accent);
    color: var(--fs-white);
    font-size: 0.7rem;
    font-weight: 700;
    padding: 3px 12px;
    border-radius: 20px;
    letter-spacing: 0.05em;
    text-transform: uppercase;
}

.fs-product-icon {
    width: 52px;
    height: 52px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.4rem;
    margin-bottom: 16px;
}
.fs-icon-blue   { background: #eff6ff; color: #2563eb; }
.fs-icon-orange { background: #fff7ed; color: var(--fs-accent); }
.fs-icon-green  { background: #f0fdf4; color: var(--fs-green); }
.fs-icon-purple { background: #f5f3ff; color: var(--fs-purple); }

.fs-product-card h5 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--fs-primary);
    margin-bottom: 8px;
}
.fs-product-card p {
    font-size: 0.875rem;
    color: var(--fs-muted);
    line-height: 1.6;
    margin-bottom: 14px;
}

.fs-product-tags {
    display: flex;
    flex-wrap: wrap;
    gap: 5px;
    margin-bottom: 16px;
}
.fs-product-tags span {
    background: var(--fs-bg);
    border: 1px solid var(--fs-border);
    color: var(--fs-muted);
    font-size: 0.7rem;
    font-weight: 600;
    padding: 3px 9px;
    border-radius: 5px;
}

.fs-product-link {
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--fs-accent);
    text-decoration: none;
    transition: gap 0.15s;
    display: inline-flex;
    align-items: center;
}
.fs-product-link:hover { color: var(--fs-accent-dk); text-decoration: underline; }

/* ── Why Cards ──────────────────────────────────────────────── */
.fs-why-card {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.1);
    border-radius: var(--fs-radius-lg);
    padding: 32px 28px;
    height: 100%;
    transition: background 0.22s, transform 0.22s;
}
.fs-why-card:hover {
    background: rgba(255,255,255,0.08);
    transform: translateY(-3px);
}

.fs-why-card-accent {
    background: rgba(249,115,22,0.08);
    border-color: rgba(249,115,22,0.25);
}
.fs-why-card-accent:hover { background: rgba(249,115,22,0.13); }

.fs-why-icon {
    font-size: 1.8rem;
    color: var(--fs-accent);
    margin-bottom: 16px;
}
.fs-why-card h5 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--fs-white);
    margin-bottom: 10px;
}
.fs-why-card p {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.7;
    margin-bottom: 16px;
}

.fs-why-list {
    list-style: none;
    padding: 0;
    margin: 0;
}
.fs-why-list li {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.65);
    padding: 5px 0;
    display: flex;
    align-items: center;
}
.fs-why-list i { color: var(--fs-accent); }

/* ── How It Works — Steps ───────────────────────────────────── */
.fs-steps {
    display: flex;
    flex-direction: column;
    gap: 0;
}

.fs-step {
    display: grid;
    grid-template-columns: 60px 32px 1fr;
    align-items: start;
    gap: 0 20px;
    position: relative;
}

.fs-step-num {
    font-size: 2.4rem;
    font-weight: 800;
    color: rgba(26,60,110,0.12);
    line-height: 1;
    padding-top: 4px;
    text-align: right;
}

.fs-step-connector {
    display: flex;
    flex-direction: column;
    align-items: center;
    padding-top: 4px;
}
.fs-step-connector::before {
    content: '';
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: var(--fs-accent);
    flex-shrink: 0;
    box-shadow: 0 0 0 4px rgba(249,115,22,0.15);
}
.fs-step-connector::after {
    content: '';
    width: 2px;
    flex: 1;
    min-height: 60px;
    background: linear-gradient(to bottom, var(--fs-accent), var(--fs-border));
    margin-top: 6px;
}
.fs-step-connector-last::after { display: none; }

.fs-step-body {
    padding-bottom: 36px;
}
.fs-step-icon {
    width: 44px;
    height: 44px;
    background: rgba(26,60,110,0.08);
    border-radius: 10px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 1.2rem;
    color: var(--fs-primary);
    margin-bottom: 12px;
}
.fs-step-body h5 {
    font-size: 1.05rem;
    font-weight: 700;
    color: var(--fs-primary);
    margin-bottom: 6px;
}
.fs-step-body p {
    font-size: 0.9rem;
    color: var(--fs-muted);
    line-height: 1.7;
    margin: 0;
}

/* ── Partner Banks ──────────────────────────────────────────── */
.fs-partners {
    background: var(--fs-white);
    padding: 50px 0;
    border-top: 1px solid var(--fs-border);
    border-bottom: 1px solid var(--fs-border);
}

.fs-partners-title {
    text-align: center;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--fs-muted);
    margin-bottom: 28px;
}

.fs-partners-grid {
    display: flex;
    flex-wrap: wrap;
    justify-content: center;
    gap: 12px;
}

.fs-partner-logo {
    background: var(--fs-bg);
    border: 1px solid var(--fs-border);
    border-radius: 10px;
    padding: 14px 24px;
    font-size: 0.85rem;
    font-weight: 700;
    color: var(--fs-primary);
    min-width: 130px;
    text-align: center;
    transition: border-color 0.18s, box-shadow 0.18s, transform 0.18s;
}
.fs-partner-logo:hover {
    border-color: var(--fs-accent);
    box-shadow: 0 4px 14px rgba(249,115,22,0.12);
    transform: translateY(-2px);
}

/* ── CTA Banner ─────────────────────────────────────────────── */
.fs-cta-banner {
    background: linear-gradient(135deg, var(--fs-primary-dk) 0%, var(--fs-primary) 100%);
    padding: 90px 0;
    overflow: hidden;
    position: relative;
}

.fs-cta-glow {
    position: absolute;
    top: -100px;
    left: 50%;
    transform: translateX(-50%);
    width: 600px;
    height: 400px;
    background: radial-gradient(ellipse, rgba(249,115,22,0.15) 0%, transparent 70%);
    pointer-events: none;
}

.fs-cta-title {
    font-size: clamp(1.8rem, 3.5vw, 2.6rem);
    font-weight: 800;
    color: var(--fs-white);
    line-height: 1.2;
    margin-bottom: 14px;
    letter-spacing: -0.3px;
}
.fs-cta-sub {
    color: rgba(255,255,255,0.65);
    font-size: 1rem;
    max-width: 500px;
    margin: 0 auto;
    line-height: 1.7;
}
.fs-cta-fine {
    font-size: 0.8rem;
    color: rgba(255,255,255,0.4);
}

/* ── Footer ─────────────────────────────────────────────────── */
.fs-footer {
    background: #080f1e;
    color: rgba(255,255,255,0.6);
}

.fs-footer-brand {
    display: flex;
    align-items: center;
    gap: 8px;
}
.fs-footer-brand-name {
    font-size: 1.3rem;
    font-weight: 800;
    color: var(--fs-white);
    letter-spacing: -0.3px;
}
.fs-brand-icon-sm {
    color: var(--fs-accent);
    font-size: 1.1rem;
}

.fs-footer-tagline {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.45);
    line-height: 1.7;
    max-width: 300px;
}

.fs-footer-socials {
    display: flex;
    gap: 10px;
}
.fs-footer-socials a {
    width: 34px;
    height: 34px;
    border-radius: 8px;
    border: 1px solid rgba(255,255,255,0.12);
    display: flex;
    align-items: center;
    justify-content: center;
    color: rgba(255,255,255,0.5);
    text-decoration: none;
    transition: background 0.18s, color 0.18s, border-color 0.18s;
    font-size: 0.9rem;
}
.fs-footer-socials a:hover {
    background: var(--fs-accent);
    border-color: var(--fs-accent);
    color: var(--fs-white);
}

.fs-footer-heading {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--fs-white);
    margin-bottom: 14px;
}

.fs-footer-links li { margin-bottom: 9px; }
.fs-footer-links a {
    font-size: 0.875rem;
    color: rgba(255,255,255,0.45);
    text-decoration: none;
    transition: color 0.18s;
}
.fs-footer-links a:hover { color: var(--fs-white); }

.fs-footer-contact {
    font-size: 0.82rem;
    color: rgba(255,255,255,0.4);
    display: flex;
    flex-direction: column;
    gap: 6px;
}
.fs-footer-contact i { color: var(--fs-accent); }

.fs-footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.07);
    padding: 18px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 10px;
    font-size: 0.8rem;
    color: rgba(255,255,255,0.3);
}
.fs-footer-legal {
    display: flex;
    gap: 16px;
}
.fs-footer-legal a {
    color: rgba(255,255,255,0.3);
    text-decoration: none;
    transition: color 0.18s;
}
.fs-footer-legal a:hover { color: rgba(255,255,255,0.6); }

/* ── Partner Banner (Home page) ─────────────────────────────── */
.fs-partner-banner {
    background: linear-gradient(135deg, #0d1f3c 0%, var(--fs-primary) 100%);
    padding: 48px 0;
    border-top: 3px solid var(--fs-accent);
}
.fs-partner-banner-badge {
    display: inline-block;
    background: rgba(249,115,22,0.15);
    color: var(--fs-accent);
    border: 1px solid rgba(249,115,22,0.3);
    font-size: 0.72rem;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.07em;
    text-transform: uppercase;
}
.fs-partner-banner-title {
    font-size: clamp(1.4rem, 2.5vw, 2rem);
    font-weight: 800;
    color: #fff;
    margin: 10px 0 10px;
    letter-spacing: -0.3px;
}
.fs-partner-banner-sub {
    color: rgba(255,255,255,0.6);
    font-size: 0.95rem;
    line-height: 1.7;
    max-width: 540px;
    margin: 0;
}

/* ── Partner Earnings Cards ──────────────────────────────────── */
.partner-earn-card {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 16px;
    padding: 28px 24px;
    text-align: center;
    position: relative;
    transition: transform 0.2s, background 0.2s;
}
.partner-earn-card:hover {
    background: rgba(255,255,255,0.1);
    transform: translateY(-4px);
}
.partner-earn-card-featured {
    background: rgba(249,115,22,0.1);
    border-color: rgba(249,115,22,0.35);
}
.partner-earn-badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--fs-accent);
    color: #fff;
    font-size: 0.68rem;
    font-weight: 700;
    padding: 3px 14px;
    border-radius: 20px;
    white-space: nowrap;
    text-transform: uppercase;
    letter-spacing: 0.05em;
}
.partner-earn-level {
    font-size: 0.75rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: rgba(255,255,255,0.5);
    margin-bottom: 8px;
}
.partner-earn-range {
    font-size: clamp(1.4rem, 2.5vw, 2rem);
    font-weight: 800;
    color: #fff;
    line-height: 1;
}
.partner-earn-sub {
    font-size: 0.78rem;
    color: rgba(255,255,255,0.4);
    margin-top: 4px;
    margin-bottom: 16px;
}
.partner-earn-list {
    list-style: none;
    padding: 0;
    margin: 0;
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 14px;
}
.partner-earn-list li {
    font-size: 0.82rem;
    color: rgba(255,255,255,0.6);
    padding: 4px 0;
}
.partner-earn-list li::before {
    content: '✓ ';
    color: var(--fs-accent);
    font-weight: 700;
}

/* ── About: Mission & Vision ────────────────────────────────── */
.about-mv-section {
    padding: 56px 0;
    background: var(--fs-bg);
}
.about-mv-card {
    padding: 40px 36px;
    height: 100%;
    min-height: 320px;
    border-radius: 18px;
    display: flex;
    flex-direction: column;
    justify-content: flex-start;
    box-shadow: 0 4px 24px rgba(26,60,110,0.10);
}
.about-mv-mission {
    background: linear-gradient(145deg, var(--fs-primary-dk) 0%, var(--fs-primary) 100%);
    color: #fff;
}
.about-mv-vision {
    background: #fff;
    border: 2px solid #fed7aa;
    color: var(--fs-text);
}
.about-mv-icon {
    font-size: 2rem;
    margin-bottom: 14px;
}
.about-mv-mission .about-mv-icon { color: var(--fs-accent); }
.about-mv-vision  .about-mv-icon { color: var(--fs-accent); }

.about-mv-card h2 {
    font-size: 1.5rem;
    font-weight: 800;
    margin-bottom: 12px;
    letter-spacing: -0.3px;
}
.about-mv-mission h2 { color: #fff; }
.about-mv-vision  h2 { color: var(--fs-primary); }

.about-mv-card p {
    font-size: 0.93rem;
    line-height: 1.75;
    margin-bottom: 16px;
}
.about-mv-mission p { color: rgba(255,255,255,0.72); }
.about-mv-vision  p { color: var(--fs-muted); }

.about-mv-card ul {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.about-mv-card ul li {
    font-size: 0.875rem;
    font-weight: 500;
    display: flex;
    align-items: center;
}
.about-mv-mission ul li { color: rgba(255,255,255,0.8); }
.about-mv-mission ul li i { color: #4ade80; }
.about-mv-vision  ul li { color: var(--fs-text); }
.about-mv-vision  ul li i { color: var(--fs-accent); }

/* ── EMI Calculator ─────────────────────────────────────────── */
.emi-section {
    padding: 60px 0 80px;
    background: var(--fs-bg);
}

.emi-card {
    background: #fff;
    border: 1px solid var(--fs-border);
    border-radius: 16px;
    padding: 28px;
    height: 100%;
}
.emi-card-title {
    font-size: 1rem;
    font-weight: 700;
    color: var(--fs-primary);
    margin-bottom: 24px;
}

/* Slider fields */
.emi-field { margin-bottom: 24px; }
.emi-label-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 10px;
}
.emi-label-row label {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--fs-text);
}
.emi-val-badge {
    background: rgba(26,60,110,0.07);
    color: var(--fs-primary);
    font-size: 0.85rem;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 6px;
    min-width: 90px;
    text-align: center;
}

.emi-slider {
    width: 100%;
    -webkit-appearance: none;
    height: 5px;
    border-radius: 10px;
    background: linear-gradient(to right, var(--fs-accent) 0%, var(--fs-accent) 50%, var(--fs-border) 50%);
    outline: none;
    cursor: pointer;
}
.emi-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 20px; height: 20px;
    border-radius: 50%;
    background: var(--fs-accent);
    border: 3px solid #fff;
    box-shadow: 0 2px 8px rgba(249,115,22,0.4);
    cursor: pointer;
    transition: transform 0.15s;
}
.emi-slider::-webkit-slider-thumb:hover { transform: scale(1.2); }
.emi-slider::-moz-range-thumb {
    width: 20px; height: 20px;
    border-radius: 50%;
    background: var(--fs-accent);
    border: 3px solid #fff;
    cursor: pointer;
}

.emi-range-ends {
    display: flex;
    justify-content: space-between;
    font-size: 0.72rem;
    color: var(--fs-muted);
    margin-top: 4px;
}

/* Manual inputs row */
.emi-manual-row {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 10px;
    padding-top: 16px;
    border-top: 1px solid var(--fs-border);
}
.emi-manual-field label {
    display: block;
    font-size: 0.72rem;
    font-weight: 600;
    color: var(--fs-muted);
    margin-bottom: 5px;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}
.emi-manual-input {
    width: 100%;
    height: 40px;
    border: 1.5px solid var(--fs-border);
    border-radius: 8px;
    padding: 0 10px;
    font-size: 0.875rem;
    font-family: inherit;
    color: var(--fs-text);
    outline: none;
    transition: border-color 0.18s;
}
.emi-manual-input:focus {
    border-color: var(--fs-accent);
    box-shadow: 0 0 0 3px rgba(249,115,22,0.1);
}

/* Result card */
.emi-result-card {
    background: linear-gradient(160deg, var(--fs-primary-dk) 0%, var(--fs-primary) 100%);
    border-color: transparent;
    color: #fff;
}
.emi-result-card .emi-card-title { color: rgba(255,255,255,0.7); }

.emi-big-result {
    text-align: center;
    padding: 20px 0 16px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
    margin-bottom: 20px;
}
.emi-big-label {
    font-size: 0.75rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: rgba(255,255,255,0.5);
    margin-bottom: 6px;
}
.emi-big-value {
    font-size: 2.4rem;
    font-weight: 800;
    color: #fff;
    letter-spacing: -1px;
}

.emi-stats-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
    margin-bottom: 20px;
}
.emi-stat {
    background: rgba(255,255,255,0.07);
    border-radius: 10px;
    padding: 12px 14px;
}
.emi-stat-val {
    font-size: 0.95rem;
    font-weight: 700;
    color: #fff;
    margin-bottom: 3px;
}
.emi-stat-val.text-accent { color: var(--fs-accent); }
.emi-stat-lbl {
    font-size: 0.72rem;
    color: rgba(255,255,255,0.45);
}

/* Donut */
.emi-donut-wrap {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 20px;
    padding: 10px 0 20px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
    margin-bottom: 20px;
}
.emi-donut { width: 90px; height: 90px; }
.emi-donut-legend {
    display: flex;
    flex-direction: column;
    gap: 8px;
}
.emi-legend-item {
    display: flex;
    align-items: center;
    gap: 7px;
    font-size: 0.78rem;
    color: rgba(255,255,255,0.65);
}
.emi-dot { width: 10px; height: 10px; border-radius: 50%; flex-shrink: 0; }
.emi-dot-principal { background: #e2e8f0; }
.emi-dot-interest  { background: var(--fs-accent); }

.emi-apply-btn {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    background: var(--fs-accent);
    color: #fff;
    font-weight: 700;
    font-size: 0.9rem;
    padding: 12px;
    border-radius: 9px;
    text-decoration: none;
    transition: background 0.2s, transform 0.15s;
    box-shadow: 0 4px 16px rgba(249,115,22,0.35);
}
.emi-apply-btn:hover {
    background: var(--fs-accent-dk);
    color: #fff;
    transform: translateY(-1px);
}

/* Toggle btn */
.emi-toggle-btn {
    background: var(--fs-bg);
    border: 1px solid var(--fs-border);
    border-radius: 7px;
    padding: 6px 14px;
    font-size: 0.8rem;
    font-weight: 600;
    color: var(--fs-primary);
    cursor: pointer;
    font-family: inherit;
    transition: background 0.18s;
}
.emi-toggle-btn:hover { background: var(--fs-border); }

/* Amortisation table */
.emi-table-wrap { overflow-x: auto; border-radius: 10px; border: 1px solid var(--fs-border); }
.emi-table { width: 100%; border-collapse: collapse; font-size: 0.85rem; }
.emi-table thead tr { background: var(--fs-primary); color: #fff; }
.emi-table th { padding: 10px 14px; text-align: left; font-weight: 600; font-size: 0.8rem; }
.emi-table td { padding: 9px 14px; border-top: 1px solid var(--fs-border); color: var(--fs-text); }
.emi-table tr:nth-child(even) td { background: var(--fs-bg); }

/* ── Legal / Static Pages ───────────────────────────────────── */
.lp-hero {
    background: linear-gradient(135deg, var(--fs-primary-dk) 0%, var(--fs-primary) 100%);
    padding: 56px 0 48px;
}
.lp-breadcrumb {
    display: flex;
    align-items: center;
    gap: 6px;
    font-size: 0.8rem;
    color: rgba(255,255,255,0.5);
    margin-bottom: 16px;
}
.lp-breadcrumb a {
    color: rgba(255,255,255,0.6);
    text-decoration: none;
    transition: color 0.18s;
}
.lp-breadcrumb a:hover { color: #fff; }
.lp-breadcrumb i { font-size: 0.65rem; }
.lp-title {
    font-size: clamp(1.8rem, 4vw, 2.8rem);
    font-weight: 800;
    color: #fff;
    margin-bottom: 10px;
    letter-spacing: -0.4px;
}
.lp-sub {
    color: rgba(255,255,255,0.55);
    font-size: 0.9rem;
}

.lp-body {
    padding: 60px 0 80px;
    background: var(--fs-bg);
}

.lp-section-heading {
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--fs-primary);
    margin-top: 36px;
    margin-bottom: 12px;
    padding-bottom: 8px;
    border-bottom: 2px solid var(--fs-border);
    scroll-margin-top: 80px;
}

.lp-list {
    padding-left: 0;
    list-style: none;
    margin-bottom: 16px;
}
.lp-list li {
    padding: 6px 0 6px 4px;
    font-size: 0.92rem;
    color: var(--fs-text);
    line-height: 1.65;
    border-bottom: 1px solid var(--fs-border);
    display: flex;
    align-items: flex-start;
    gap: 4px;
}
.lp-list li:last-child { border-bottom: none; }
.lp-list li i { color: var(--fs-accent); margin-top: 3px; flex-shrink: 0; }

/* Alert banners */
.lp-alert-info, .lp-alert-warning {
    padding: 14px 18px;
    border-radius: 10px;
    font-size: 0.875rem;
    line-height: 1.6;
    margin-bottom: 28px;
    display: flex;
    align-items: flex-start;
}
.lp-alert-info {
    background: #eff6ff;
    border: 1px solid #bfdbfe;
    color: #1e40af;
}
.lp-alert-warning {
    background: #fffbeb;
    border: 1px solid #fde68a;
    color: #92400e;
}
.lp-alert-info i, .lp-alert-warning i { flex-shrink: 0; margin-top: 2px; }

/* Sticky TOC */
.lp-toc {
    position: sticky;
    top: 84px;
    background: #fff;
    border: 1px solid var(--fs-border);
    border-radius: 12px;
    padding: 20px;
}
.lp-toc-title {
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.08em;
    color: var(--fs-muted);
    margin-bottom: 12px;
}
.lp-toc ul {
    list-style: none;
    padding: 0;
    margin: 0;
}
.lp-toc li { margin-bottom: 6px; }
.lp-toc a {
    font-size: 0.82rem;
    color: var(--fs-muted);
    text-decoration: none;
    line-height: 1.5;
    transition: color 0.18s;
    display: block;
}
.lp-toc a:hover { color: var(--fs-primary); }

/* Table */
.lp-table-wrap { overflow-x: auto; margin: 16px 0 24px; border-radius: 10px; border: 1px solid var(--fs-border); }
.lp-table { width: 100%; border-collapse: collapse; font-size: 0.85rem; }
.lp-table thead tr { background: var(--fs-primary); color: #fff; }
.lp-table th { padding: 11px 14px; text-align: left; font-weight: 600; font-size: 0.8rem; }
.lp-table td { padding: 10px 14px; border-top: 1px solid var(--fs-border); color: var(--fs-text); }
.lp-table tr:nth-child(even) td { background: var(--fs-bg); }

/* Highlight section (Refund Policy) */
.lp-highlight-section {
    background: #fff7ed;
    border: 1px solid #fed7aa;
    border-left: 4px solid var(--fs-accent);
    border-radius: 12px;
    padding: 28px;
    margin: 32px 0;
}
.lp-highlight-section h3 {
    font-size: 1.15rem;
    font-weight: 800;
    color: var(--fs-primary);
    margin-bottom: 16px;
    border: none;
    padding: 0;
}
.lp-highlight-section h5 {
    font-size: 0.95rem;
    font-weight: 700;
    color: var(--fs-primary);
    margin: 20px 0 8px;
}
.lp-highlight-badge {
    display: inline-flex;
    align-items: center;
    background: var(--fs-accent);
    color: #fff;
    font-size: 0.72rem;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 20px;
    letter-spacing: 0.05em;
    text-transform: uppercase;
    margin-bottom: 12px;
}

/* Feature boxes */
.lp-feature-box {
    background: #fff;
    border: 1px solid var(--fs-border);
    border-radius: 12px;
    padding: 22px 18px;
    height: 100%;
    text-align: center;
}
.lp-fb-icon { font-size: 1.6rem; margin-bottom: 10px; }
.lp-feature-box h6 { font-weight: 700; color: var(--fs-primary); margin-bottom: 6px; }
.lp-feature-box p { font-size: 0.82rem; color: var(--fs-muted); margin: 0; line-height: 1.6; }

/* Value items */
.lp-value-item {
    display: flex;
    gap: 14px;
    align-items: flex-start;
    background: #fff;
    border: 1px solid var(--fs-border);
    border-radius: 10px;
    padding: 16px;
}
.lp-value-item i {
    font-size: 1.2rem;
    color: var(--fs-accent);
    flex-shrink: 0;
    margin-top: 2px;
}
.lp-value-item strong { font-weight: 700; color: var(--fs-primary); font-size: 0.9rem; }
.lp-value-item span { font-size: 0.8rem; color: var(--fs-muted); }

/* Card with icon */
.lp-card {
    background: #fff;
    border: 1px solid var(--fs-border);
    border-radius: 14px;
    padding: 24px;
    display: flex;
    gap: 18px;
    align-items: flex-start;
}
.lp-card-icon {
    width: 48px; height: 48px;
    background: rgba(26,60,110,0.08);
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.4rem;
    color: var(--fs-primary);
    flex-shrink: 0;
}
.lp-card h4 { font-size: 1rem; font-weight: 700; color: var(--fs-primary); margin-bottom: 6px; }
.lp-card p  { font-size: 0.875rem; color: var(--fs-muted); margin: 0; line-height: 1.7; }

/* Contact box */
.lp-contact-box {
    background: #fff;
    border: 1px solid var(--fs-border);
    border-radius: 12px;
    padding: 22px 24px;
    margin-top: 32px;
    font-size: 0.875rem;
    color: var(--fs-text);
    line-height: 1.7;
}
.lp-contact-box h5 {
    font-size: 1rem;
    font-weight: 700;
    color: var(--fs-primary);
    margin-bottom: 8px;
}
.lp-contact-box a { color: var(--fs-accent); text-decoration: none; font-weight: 600; }
.lp-contact-box a:hover { text-decoration: underline; }

/* Body text defaults for legal pages */
.lp-body p { font-size: 0.92rem; color: var(--fs-text); line-height: 1.75; margin-bottom: 14px; }
.lp-body a { color: var(--fs-accent); text-decoration: none; font-weight: 600; }
.lp-body a:hover { text-decoration: underline; }

/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 991px) {
    .min-vh-hero { min-height: auto; }
    .fs-hero { padding: 60px 0; }
    .fs-hero-cards { min-height: 280px; }
    .fs-hero-card-main { max-width: 320px; }
    .fs-mini-top    { top: -10px; right: -5px; }
    .fs-mini-bottom { bottom: -10px; left: -5px; }
}

@media (max-width: 767px) {
    .fs-section { padding: 60px 0; }
    .fs-step { grid-template-columns: 40px 24px 1fr; gap: 0 14px; }
    .fs-step-num { font-size: 1.8rem; }
    .fs-stat-item { border-right: none; border-bottom: 1px solid rgba(255,255,255,0.08); }
    .fs-stat-item:nth-child(odd) { border-right: 1px solid rgba(255,255,255,0.08); }
    .fs-stat-item:last-child, .fs-stat-item:nth-last-child(2):nth-child(odd) { border-bottom: none; }
    .fs-hero-card-mini { position: static; margin-top: 12px; }
    .fs-hero-cards { flex-direction: column; align-items: center; }
    .fs-footer-bottom { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
    .fs-hero-title { font-size: 1.9rem; }
    .fs-partners-grid { gap: 8px; }
    .fs-partner-logo { min-width: 110px; padding: 12px 14px; font-size: 0.78rem; }
}

/* ════════════════════════════════════════════════════════════════
   PHASE 7 — UX Enhancement
   7.1 Mobile · 7.2 Perf · 7.4 Accessibility
   ════════════════════════════════════════════════════════════════ */

/* ── 7.4 Skip navigation link ─────────────────────────────────── */
.skip-nav {
    position: absolute;
    top: -100%;
    left: 1rem;
    z-index: 9999;
    padding: .75rem 1.4rem;
    background: var(--fs-primary);
    color: #fff !important;
    font-weight: 700;
    font-size: .9rem;
    text-decoration: none;
    border-radius: 0 0 10px 10px;
    transition: top .15s ease;
    white-space: nowrap;
}
.skip-nav:focus { top: 0; }

/* ── 7.4 Focus rings (WCAG 2.4.7 — visible keyboard focus) ───── */
:focus-visible {
    outline: 2px solid var(--fs-accent);
    outline-offset: 3px;
    border-radius: 4px;
}
:focus:not(:focus-visible) { outline: none; }

/* ── 7.1 Touch targets ≥ 44×44 px (WCAG 2.5.5) ──────────────── */
.fs-toggler {
    min-height: 44px;
    min-width:  44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.fs-btn-primary,
.fs-btn-ghost,
.fs-btn-outline {
    min-height: 44px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
}
.fs-btn-cta-primary,
.fs-btn-cta-outline,
.fs-btn-cta-outline-light,
.fs-btn-partner,
.fs-btn-nav-partner {
    min-height: 44px;
}

/* ── 7.1 320px (iPhone SE) ────────────────────────────────────── */
@media (max-width: 374px) {
    /* Brand: shrink to fit beside toggler */
    .fs-brand { font-size: 1.1rem; letter-spacing: 0; }

    /* Hero headline */
    .fs-hero-title { font-size: 1.75rem !important; }
    .fs-hero-sub   { font-size: .88rem; }
    .fs-hero-badge { font-size: .68rem; padding: 4px 10px; }

    /* CTA row → stack vertically */
    .fs-hero .d-flex.flex-wrap {
        flex-direction: column !important;
        align-items: stretch !important;
    }
    .fs-hero .d-flex.flex-wrap > *,
    .fs-hero .d-flex.flex-wrap .dropdown { width: 100% !important; }
    .fs-btn-partner,
    .fs-btn-cta-primary { justify-content: center; }

    /* Hero panel: 2-col grid instead of 4 */
    .hs-grid  { grid-template-columns: repeat(2, 1fr) !important; gap: .4rem !important; }
    .hs-stats { grid-template-columns: repeat(3, 1fr) !important; }

    /* Stats bar: tighter */
    .fs-stat-item { padding: .75rem !important; }
    .fs-stat-num  { font-size: 1.4rem !important; }
    .fs-stat-lbl  { font-size: .68rem !important; }

    /* Sections */
    .fs-section { padding: 2.5rem 0; }
}

/* ── 7.1 Collapsed navbar (≤575px) ───────────────────────────── */
@media (max-width: 575px) {
    /* White card drop for the collapsed nav */
    .navbar-collapse.collapse.show,
    .navbar-collapse.collapsing {
        background: #fff;
        border-radius: 12px;
        box-shadow: 0 8px 32px rgba(0, 0, 0, .12);
        padding: 1rem;
        margin-top: .5rem;
    }
    /* Nav links: larger tap area */
    .fs-nav-link {
        padding: 10px 14px !important;
        min-height: 44px;
        display: flex !important;
        align-items: center;
    }
    /* Auth / CTA row in nav: full-width column */
    .navbar-collapse .d-flex {
        flex-direction: column;
        width: 100%;
        gap: .5rem;
    }
    .navbar-collapse .d-flex > a,
    .navbar-collapse .d-flex > button { width: 100%; justify-content: center; }

    /* Partner animated button: full width inside nav */
    .navbar-collapse .fs-btn-nav-partner {
        width: 100%;
        justify-content: center;
    }
    /* Dropdown menus inside nav: remove absolute positioning */
    .navbar-collapse .dropdown-menu {
        position: static !important;
        box-shadow: none;
        border: 1px solid var(--fs-border);
        border-radius: 10px;
        margin-top: .25rem;
    }
}

/* ── 7.1 Modals: full-screen on mobile ───────────────────────── */
@media (max-width: 575px) {
    .modal-dialog {
        margin: 0 !important;
        max-width: 100% !important;
        min-height: 100%;
    }
    .modal-content {
        border-radius: 20px 20px 0 0 !important;
        min-height: 50vh;
    }
    .modal { align-items: flex-end !important; }
}

/* ── 7.1 Tables: horizontal scroll on mobile ─────────────────── */
@media (max-width: 767px) {
    .table-responsive-stack { overflow-x: auto; -webkit-overflow-scrolling: touch; }
    .table-responsive-stack table { min-width: 520px; }
}

/* ── 7.2 Lazy-loaded images: reserve space to prevent CLS ────── */
img[loading="lazy"] { display: block; }
.fs-bank-logo img,
.mh-bank-logo img { min-width: 80px; min-height: 24px; }

/* ── 7.4 Accessible form errors ──────────────────────────────── */
[role="alert"] { animation: none; }   /* prevent CLS from alert flash */
.field-validation-error { display: block; margin-top: .25rem; }